3. Recommended - Accidental Insurance

Here's why I recommended Accidental Insurance:

• I recommends accidental insurance for those people that are currently not holding a full time job that gives you such coverage. This is an important policy be it housewife or children, etc as it will cover our bills in the event of accidents that might occur in unforeseen events:
• Accidental Death
• Accidental Medical Expenses (this is good when it comes to treatment that doesn't requires hospitalization, usually unless it's major accidents, the chances of staying in hospital due to accidents may not be very high, which means, your normal medishield may not be able to cover such bills)
• Minor accidents includes but are not limited to falls, sprains, non-hazardous sports injuries, cuts, scalds etc.
  
• Food Poisoning (Medical bills for such event is rather high especially if it happens at night and you mostly will visit either hospital emergency department or 24 hours clinic.)

Let's continue on Travel Insurance portion in the upcoming post. :)