Friday, August 6, 2010

Wealth & You

Nice Girls Don't Get Rich: 75 Avoidable Mistakes Women Make with MoneyI personally would like to recommend the book "Nice Girls Don't Get Rich" to not just women but also to nice guys as well. Why? Because it's the nice factor in the play that doesn't make you rich, especially when you are too nice when it comes to money.

For example, you are taught to be nice instead of being powerful, so you give helping hand to almost everyone in your workplace and ended up doing everyone else's work on their behalf. That's what happen to the "便利贴女孩" initially in the "命中注定我爱你" show. She contributed her time, her life and even her money to whomever that are nice to her. Then they just took her for granted. She did the most work but she won't be considered for promotion or pay raise despite being the most hardworking of them all as she worked hard, not smart. And because she's too nice, she probably won't ask for even a well deserved pay raise. Just because she's probably not sure if she deserves it! How sad huh?

As for you, if you are still working and do want a pay raise, start asking for it! Before you ask, think of the ways and things you can do to justify the pay raise. I'm sure your boss would love to have you add more value to the company and towards their own promotion / pay raise. And this is the direction that you are looking at if you want a pay raise. Work towards proving your capability and get others to notice your capability!
  • Start by making others notice you. Improve your image professionally. Dress as corporate as possible but it must match the way your boss or their superior dress. Follow their standard in order for your boss to see you as their par. (That's why one of my friends did and it works)
  • Offer help to your boss as it's your boss that decides your promotion and pay raise, if you do have extra time. Of course, you have to do the additional task assigned to you well and finish at least slightly earlier than expected to make your boss more impressed and notice you.
  • Be friends with your peers and respect each other.
  • Avoid doing personal things in the office.
  • Think of what else you can do that make you more deserving in the upcoming promotion or pay raise and ask for it especially during your appraisal period, or when you want it to happen. As long as you can justify and your boss agrees with you, he/she will be more willing help you on it.
  • Build a good relationship with your boss so that he/she is more of a friend to you rather than enemy. They must like you as a person.
Good Luck!

Do the Self-Assessment in chapter 1 to find out more about your behaviour in terms of wealth. :)

Most importantly, you have to do some form of investment for your income or savings in order to achieve financial freedom and from then on, you would need to worry about your future anymore. See my financial freedom posts for more info.

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