Creating and Tracking Your Budget

If you are wondering how to create and track your budget, here's a monthly expense tracker but then it tracks your income and expenses every single day. 

Alternatively, a way to ensure that you'll keep to your budget is to withdraw all the cash that you intend to spend for the month and put it into jars, label the jars according to what you wish to spend your money, i.e. Food, Travel, Movies, etc. If you prefer, piggy banks also can. The whole point is not to spend beyond your set budget. Of course for this to work, you must make it a point that when there's nothing left in the jar, either you use the fund from other jars or you stop spending money on the item labeled on the jar itself.

If not you can also use things like having a separate spending account etc, to separate your spending money with your savings so that you will never spend your savings on unnecessary stuffs. So just create your budget and stick to it. :)

Reference: The Lazy Girl's Guide to Success: Financial Success, Step 1, Pg 116 - 118