Singapore Medisave Approved Medishield Plans

MOH: Medisave-approved Insurance

Here's the summary:

We have 5 companies providing such Medishield Plans in order of my ratings towards them:

1. Great Eastern
2. NTUC (Provides Letter of Guarantee to Restructured Hospitals and Institutions)
3. Prudential
4. AVIVA (Does not absorb cost to obtain medical records to process claims)
   
5. AIA (Does not absorb cost to obtain medical records to process claims)

(I'll further rate them after having more details on their plans info, currently they are being rated by efficiency in claims i.e. cumulative returns rate and mean return rate.)

My ratings towards them in terms of pricing (Based on age 19 - 30, 100% coverage if possible):
(Medisave, Cash)

1. NTUC Enhanced Shield with Rider (Enhanced IncomeShield Advantage: $95, Rider: $147 or Assist Rider: $100)
   (Note: Rider (For Renewal only), now cannot be subscribed anymore. Assist Rider (Current for purchase) - you will pay for the 10% of the (co-insurance + deductible) part, up a maximum of $2500)
2. AVIVA (MyShield Plan 2: $104.39, MyShield Plus: $36.60), with free kids coverage if both parents holds the plan (other terms and conditions applies) But the catch is that it's only 100% co-insurance coverage, which means the deductible needs to be paid by urself. (Note: Deductible are charged at $1K - C, $1.5K - B2, $2K - B1 and $3K - A1/Private, plus another $3K if day surgery is required. It's usually higher than co-insurance itself unless the medical bill is really very high, i.e. > $10K - $30K, or even $60K if surgery is involved)
3. Great Eastern (SupremeHealth A Plus: $99 , Total Shield: $209.28)
4. Prudential (PruShield A Plus: $102, PruShield Extra: $219)
   
5. AIA (HealthShield Gold Elite: $149.80, Essential Rider: $201.20)
   

Please note that the above rates are all subjected to changes by the insurer. Also the rates for different age group varies, i.e. the premium increases with a higher age group. It's purely up to the individuals when it comes to which policy they prefer, my opinions are just on the good and bad points of things.
(Correct as at 8 May 2009)