Opinions and How it helps..

Be positive, give others only useful and constructive comments that will help them move towards a better tomorrow. I'm still working on this myself. Shall we do this together so that we can help those we wanted to help. By giving them negative / destructive opinions that they might not know how to convert to a positive / constructive one, there's a chance that they might end up never doing what we wanted to help them in and give up totally in things related to that particular event. Because sometimes in life when I received feedback that is very negative or even destructive, somehow it does affects me.

Listen only to positive comments. For every negative comments on whatever you've received, think about how you can make it positive to improve your life instead of just making it a burden on your shoulders. Know what is it that you want when you ask for opinion. If you don't, don't bother asking for it.

Most importantly, ask the right people for opinions. If you want to buy a house, ask a property investment expert or even your most trusted property agent, don't ask a plumber or cleaner about it. Imagine, you ask your Indonesian maid about whether you should buy a property in Australia, and you ask a banker about how to clear your choked pipes. Does it really help?

In the financial aspect, when you do need help, ask the experts about it. For example, you wish to plan for the future of your baby, you might be asking your financial advisor about it. But when in doubt of their opinions, get a 2nd opinion, such as a 2nd financial advisor. If both of them sell you a different thing, ask a 3rd independent person, someone that know about it but do not have anything to sell you in that aspect at all.